Your account balance and statements are available anytime through your Retired.com online account — here's where to find them and what each one shows.

Your online account dashboard shows your current cash balance and a summary of the assets held inside your IRA. For alternative assets — real estate, private equity, promissory notes, and similar holdings — the value shown reflects the most recent Fair Market Valuation (FMV) on file, not a live market price. For publicly traded assets, the value updates based on current market pricing.

Monthly and annual statements are available for download from the statements section of your online account. Each statement includes:

Because non-publicly-traded assets are valued using the FMV you submit annually — not a live market feed — their reported value typically stays the same on your statements until the next FMV submission or a triggering event (like a sale). This is expected and does not mean the asset is being ignored; it reflects how Self-Directed IRA (SDIRA) valuations work for illiquid assets.

Contact the Service Team if a transaction, balance, or valuation on your statement doesn't match what you expect. Most discrepancies are timing differences (a transaction posted after the statement date) or an FMV that needs to be updated.

How often are statements generated?
Monthly statements are generated automatically. You can also download an on-demand summary from your account dashboard at any time.

Why doesn't my real estate holding show a different value each month?
Its value on your statement reflects your most recent annual FMV submission, not a live market estimate. See "What is fair market valuation (FMV) and why it matters" for how FMV works.

Can I get a statement for a specific date range, like for a loan application?
Contact the Service Team — they can generate a statement for a custom date range or a point-in-time account summary.

Select "Start a Conversation" from the Chat menu or call us at 1-800-RETIRED