Getting Your Check to Us
Make checks payable to "Digital Trust FBO: (Your Name) (Account Type) (Account #)." In the memo line, write "IRA Contribution" for IRAs or "Cash Deposit" for non-IRA accounts.
How to submit a check contribution or deposit:
Select Add Funds from your Account Dashboard.
Choose Deposit Cash, then select Check.
Enter the deposit amount and confirm the details.
Review the mailing address and instructions shown.
Tip: Use certified mail for tracking and proof of delivery.
What happens next:
Checks arrive within 1–2 weeks (up to 14 business days). Processing takes 48–72 hours after receipt. You'll receive an email confirmation; funds are typically available the same day processing completes, though your bank may hold funds depending on the amount.
Frequently Asked Questions
How long does it take to process a check?
1–2 weeks for arrival, then 48–72 hours from receipt for posting. Funds are usually available the same day processing completes.
Do I need to mail the check myself?
Yes. Please send it via Certified Mail to:
Digital Trust c/o Retired.com
7336 W. Post Rd. #111
Las Vegas, NV 89113
Where do I find the deposit instructions?
Contact the Service Team for the current deposit instructions and mailing details.
Need more support? Contact our Service team
Select "Start a Conversation" from the Chat menu or call us at 1-800-RETIRED