Privacy Policy

Privacy Policy

Thank you for visiting Retired.com. Your privacy is important to us.Please read this Privacy Policy (“Policy”) to learn more about how we protectyour personal information.

This Policy explains how we collect personal information, its purpose,and how we protect it. It also outlines the measures we have taken to secureyour information. This Policy details your options regarding our use andstorage of your personal information. By visiting Retired.com or related services(collectively, our “Site”), or by emailing us or responding to our emails, youaccept the practices described in this Policy.

We are not responsible for the content or privacy practices on anywebsite not operated by Retired.com, including sites that link to our Site orsites that this Policy links to. This Policy applies to information we collecton the Site. It does not apply to information collected by any third-party.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do notagree with our policies and practices, your choice is to not use our Site. ThisPolicy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check thisPolicy periodically for updates.

PERSONAL INFORMATION COLLECTION ANDUSE

We collect limited information from you on this Site. The purpose forcollecting personal information is to provide an efficient, meaningful, andcustomized experience. Your personal information may be used to:

• Email or Send a Free Retired.com Guide: To receive your Free Retired.com Guide, you may need to provide personal information, including but not limited to: your name, mailing address, telephone number, and email address. There is no obligation to sign up for a platform account to receive the Free Retired.com Guide.
• Create an Account: To create an account with Retired.com, we may ask for your name, mailing address, telephone number, birth date, social security number, email address, and other financial account information.
• Contact Forms: If you wish to be contacted by one of our Retired.com Specialists, you may complete and     submit the contact form online. This form requests information such as: your name, address, telephone number, and email address. This information is used to contact you about using the Retired.com platform to connect you to your investments.
• Email Address: Several locations on the Site permit you to enter your email address for purposes such as registering for access to certain information, signing up for newsletters, or receiving special offers.

INFORMATION USE AND DISCLOSURE

1. Communications     with You:
       We will use your personal information to communicate with you about the Site, your requests, and any transactions. If you fill out a form, we may send you a confirmation email.
2. Internal Use:
       When a user accesses Retired.com, we collect location information (such as IP address and geolocation). This information is used in aggregate with     other user data for analytics and customer service optimization.
3. External Use:
       We do not sell, rent, trade, or otherwise disclose your personal     information. However, we may:some text
    
   • Share aggregated, non-identifiable data for analysis and research.
    
   • Disclose information to service providers to perform tasks such as payment processing or data storage.
    
   • Release information in response to legal requests, such as subpoenas, or to comply with applicable laws.
    
   • Share personal information with a buyer or successor in the event of a business transaction, such as a merger or sale.
    
   • Disclose information when necessary to protect our legal rights, enforce agreements, or protect others.

SECURITY

We have implemented measures to secure your personal information fromunauthorized access, use, alteration, or disclosure. While we useindustry-standard safeguards, no method of data transmission or storage is 100%secure. Any transmission of personal information is at your own risk.

You are responsible for maintaining the confidentiality of your accountcredentials. If you suspect unauthorized access to your account, contact usimmediately.

THIRD-PARTY SERVICE PROVIDERS

Retired.com uses third-party service providers to enhance yourexperience. These providers are authorized to use your personal informationonly for legitimate purposes related to our Site. Examples include:

1. Balto AI: Used for real-time call analysis and feedback. Balto AI data is securely encrypted and accessible only to authorized personnel.
2. Plaid, Inc.: Allows users to connect their financial accounts. Information shared with Plaid is used to verify account details and balances.
3. Google  Analytics: Tracks visitor sessions to optimize the Site. No personal identification information is included.
4. Firebase: Collects technical data to improve app performance. No personal identification  information is included.
5. Other  Providers: From time to time, we may use other providers for services like payment processing, identity verification, and transaction monitoring.

OFFLINE COLLECTION

This Policy applies only to information collected online. If we collectinformation offline (e.g., by phone or mail), we treat it consistently with our online practices.

CHILDREN UNDER THE AGE OF 18

Our Site is not intended for children under 18. We do not knowinglycollect personal information from anyone under 18. If we learn that we have received information from a minor without parental consent, we will delete it. If youbelieve we may have collected such information, contact us atsupport@retired.com.

OPT OUT OF COMMUNICATIONS POLICY

You can opt out of communications at any time, even after receiving yourFree Retired.com Guide. To unsubscribe from emails or text messages, use the links provided in the messages or contact us directly. If you opt out, you may still keep the Free Retired.com Guide with no obligation.

HOW TO DELETE YOUR ACCOUNT AND DATA

To delete your account, email support@retired.com. Personal data associated with your account, including profile information and activity logs, will be permanently deleted. Certain regulatory records may be retained forcompliance purposes.

UPDATES TO THIS POLICY

We reserve the right to update this Policy. Any changes will be posted onthis page with a new effective date. We encourage you to review this Policy regularly to stay informed.

YOUR CALIFORNIA PRIVACY RIGHTS

Under California Civil Code Section 1798.83, California residents mayrequest details about the personal information collected, opt out of data collection, or request deletion. To exercise these rights, contact us at:

Retired.com
7336 W. Post Road, Suite 111
Las Vegas, NV 89113
support@retired.com

_{Effective Date: December 18, 2024}