Crypto Trading
Buy, Sell, & Trade Crypto
Trade Bitcoin, Ethereum, and 100+ other cryptocurrencies inside a tax-advantaged retirement account. Execute trades on your schedule with institutional security and personal support at every step. Trade digital assets alongside traditional stocks within one platform.
Trade crypto the
retirement-smart way
Most trading platforms weren’t designed with retirement investors in mind. Retired.com gives you access to crypto markets inside and outside of tax-advantaged accounts, so every trade you make works harder for your future.
Tax-Smart Trading
100+ Cryptocurrencies
Institutional Security
Every trade is backed by cold storage custody, best-in-class encryption, and human-verified protocols.
★★★★★
Top benefits of Retired.com’s Crypto trading accounts
Institutional-Grade Security
Your assets are held with leading digital asset custodians using cold storage and multi-layer encryption.
Low, Transparent Fees
No hidden charges. A clear fee structure so you always know exactly what you’re paying per trade.
Rebalancing Available
Retired.com offers crypto bundles which bring the power of automatic rebalancing.
Expert Support
Real retirement specialists available to help you navigate crypto markets.
Possible Tax-Advantaged Trades
If you trade crypto inside one of our IRA accounts, you can keep more of what you earn and avoid capital gains taxes.
Start trading Crypto with Retired.com
Strategies
Your crypto retirement blueprint, for free
Ready to see how active crypto trading fits your retirement strategy? Explore our resource center for guides, market insights, and retirement-focused crypto strategies.
Learn before you invest with Retired.com’s Crypto trading articles
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Frequently Asked Crypto Trading Questions
What is crypto trading inside an IRA?
Crypto trading inside an IRA means buying and selling digital assets like Bitcoin and Ethereum within a self-directed individual retirement account. The key advantage is that your trades occur inside a tax-advantaged structure, so you can actively manage your crypto portfolio without triggering taxable events on each transaction.
What are the tax advantages of trading crypto in an IRA?
When you trade crypto inside a Traditional IRA, your gains grow tax-deferred until withdrawal. In a Roth IRA, qualified withdrawals are completely tax-free. This means you can buy, sell, and rebalance your crypto holdings without owing capital gains taxes on each trade, a significant advantage over taxable brokerage accounts.
What cryptocurrencies can I trade?
With Retired.com, you can trade Bitcoin, Ethereum, and 100+ additional cryptocurrencies. Our selection includes major assets as well as a range of altcoins, giving you flexibility to build a diversified crypto portfolio inside your retirement account.
How do I place a trade?
After opening and funding your account, you can place trades directly through the Retired.com platform. Select the cryptocurrency you want to buy or sell, specify the amount, and confirm. Our team is available to walk you through your first trade if you need guidance.
Are there limits on how often I can trade?
There are no restrictions on trading frequency within your Retired.com IRA. You can trade as often as you like.
What fees apply to crypto trading?
Retired.com charges a 1% per-trade fee and a $50 per month account fee. There are no account setup fees, no transfer fees, and no fees to roll over an existing retirement account. We encourage you to compare our fee structure to other providers.
How is my crypto kept safe when I trade?
All assets are held with institutional-grade custody partners using cold storage and multi-layer security protocols. Whether you’re actively trading or holding long-term, your crypto is protected by the same security standards used by the world’s largest financial institutions.
*Based on assets under custody across all retired.com consumer brands as of 05/18/2026.
**Review and rating count is aggregated across public review platforms and app stores for all Retired.com consumer brands. Average platform rating is calculated as the average of displayed ratings and not weighted by review or rating count.
Reviews and media mentions listed on this page include those across all Retired.com consumer brands.
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