Simple, transparent pricing.

All Retired.com accounts have $0 setup and $0 deposit/funding fees. Trading fees apply. Retired Plus is an optional $50/month add-on with additional products and services.

$0

$0

$0

Account setup

No fee to open your account.

$0

$0

$0

Standard monthly fee

No monthly/annual account fee.

$0

$0

$0

Deposits & funding

Contributions, incoming transfers and rollovers.

$0

$0

$0

Stocks & ETFs

Buy and sell commissions.

1%

1%

1%

Cryptocurrency

Per transaction.*

1%

1%

1%

Gold and Silver

Per transaction.*

* Trading rates apply to both plans. See Pricing & Fees Information below for spreads, rebates and other fees.

Choose your plan

Compare what’s included.

Start with Standard.
Get more with Retired Plus.

Standard

Standard

$0

$0

/month

Your everyday investing essentials.



Your everyday investing essentials.




Your everyday investing essentials.

Retired Plus

Retired Plus

$50

$50

/month

Gives you access to all alternative assets, additional crypto features, and more account options.

Gives you access to all alternative assets, additional crypto features, and more account options.

Features

Features

Standard $0/mo

Standard $0/mo

Retired Plus $50/mo

Retired Plus $50/mo

Included with both accounts

Included with both accounts

Crypto

Buy, sell and convert crypto. 1% per transaction.

1%

per transaction

1%

per transaction

Crypto

Buy, sell and convert crypto. 1% per transaction.

1%

per transaction

1%

per transaction

Stocks

Invest in individual companies with $0 trading commissions.

$0

commissions

$0

commissions

Stocks

Invest in individual companies with $0 trading commissions.

$0

commissions

$0

commissions

ETFs

Diversify with exchange-traded funds. $0 trading commissions.

$0

commissions

$0

commissions

ETFs

Diversify with exchange-traded funds. $0 trading commissions.

$0

commissions

$0

commissions

Gold and Silver

Add metals to your portfolio. 1% per transaction.

1%

per transaction

1%

per transaction

Gold and Silver

Add metals to your portfolio. 1% per transaction.

1%

per transaction

1%

per transaction

IRA accounts

Choose a Traditional, Roth or SEP IRA for your retirement.

IRA accounts

Choose a Traditional, Roth or SEP IRA for your retirement.

Features

Crypto bundles, limit orders, rebalancing, trading signals and human customer service.

Features

Crypto bundles, limit orders, rebalancing, trading signals and human customer service.

Unlock more with Retired Plus

Unlock more with Retired Plus

Plus-only services

Make crypto work for you

Make crypto work for you

Crypto Staking

Put eligible crypto to work earning potential rewards.

Crypto Staking

Put eligible crypto to work earning potential rewards.

Crypto Borrowing¹

Access liquidity using eligible crypto as collateral. Loan terms and fees apply.

Crypto Borrowing¹

Access liquidity using eligible crypto as collateral. Loan terms and fees apply.

Invest beyond traditional assets

Invest beyond traditional assets

Alternative investments¹

Access real estate, private equity and more.

Alternative investments¹

Access real estate, private equity and more.

Bring Your Own Deal¹

Invest in eligible opportunities you find.

Bring Your Own Deal¹

Invest in eligible opportunities you find.

Expanded account options¹

Solo 401(k), LLC, and Trust.*

Expanded account options¹

Solo 401(k), LLC, and Trust.*

Personalized support

Personalized support

White glove service

Get personalized account assistance with live humans.

White glove service

Get personalized account assistance with live humans.

Check marks indicate included features. Additional transaction fees may apply. See fee schedule and disclosures here.

* Expanded account structures have additional fees. See pricing & fees information.

¹ Indicates the product or feature is on our roadmap, but not yet available.

The details, when you need them

Pricing & Fees Information

Pricing & Fees Information

Pricing & Fees Information

Frequently asked pricing questions

We’re here to help you choose.

Still have questions?

Visit our Help Center

Your future starts now. Let’s build it together.

Give your future more to work with

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an investment adviser pending SEC registration, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an investment adviser pending SEC registration, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an investment adviser pending SEC registration, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.