The retirement you imagined, made possible

Retired.com was built for Americans who believe their retirement savings deserve more than the same 60/40 playbook Wall Street has been selling for decades. We make assets like crypto, gold, and real estate easier to access, understand, and manage.

  • $12B

    Assets Under Custody

  • 250K+

    Community Members

  • 10 Years

    Retirement experience

  • 100

    Digital Assets Available

  • 4.7/5

    Average User Rating

One trustworthy home for every retirement dollar

One trustworthy home for every retirement dollar

One trustworthy home
for every retirement dollar

For decades, building a diversified retirement meant juggling separate accounts, custodians, and fee schedules. You needed one for stocks, another for metals, another for crypto. Slow, expensive, and opaque.

For decades, building a diversified retirement meant juggling separate accounts, custodians, and fee schedules. You needed one for stocks, another for metals, another for crypto. Slow, expensive, and opaque.

We started Retired.com to make alternative retirement investing simpler: one platform for accessing a broader range of assets, with regulated custody and real people to help along the way.

We started Retired.com to make alternative retirement investing simpler: one platform for accessing a broader range of assets, with regulated custody and real people to help along the way.

The principles behind everything we build

Most IRAs were designed decades ago, before Bitcoin, before digital gold, before the world changed. Retired.com provides tax-advantaged accounts that hold more of the assets today's investors want to consider. All in one secure place.

Trust above all

Regulated custody, transparent pricing, and honest communication. Your retirement is not something to gamble with.

Regulated custody, transparent pricing, and honest communication. Your retirement is not something to gamble with.

Simplicity by design

One account. One platform. One dashboard.

One account. One platform. One dashboard.

People, not bots

Real specialists who understand retirement are standing ready to help with rollovers, funding, and first investments.

$12B+

$12B+

Assets Under Custody*

Assets Under Custody*

250K+

250K+

Community Members

Community Members

★★★★★

4.7 / 5

4.7 / 5

rating**

rating**

Commitments we don’t compromise on

Our promises to you are built into how we protect, price, and support your retirement account.

Your assets, held for your IRA

Held through regulated custodial infrastructure, with asset-specific custody and segregation designed to protect client assets.

Transparent, flat pricing

Clear fees, disclosed upfront. No surprise charges.

Security first, always

Cold storage, multi-signature security, independent controls, and insurance coverage for eligible custody events.

Real human support

Human specialists you can actually reach.

How we got here

2012

The Foundation

The Retired.com founding team builds their first self-directed IRA business spanning real estate, precious metals, and other alternative assets. This becomes the operational backbone for what comes next.

2012

2016

2017-2018

2019

2020-2021

2023–2024

2025

2026

Today

2012

The Foundation

The Retired.com founding team builds their first self-directed IRA business spanning real estate, precious metals, and other alternative assets. This becomes the operational backbone for what comes next.

2012

2016

2017-2018

2019

2020-2021

2023–2024

2025

2026

Today

2012

The Foundation

The Retired.com founding team builds their first self-directed IRA business spanning real estate, precious metals, and other alternative assets. This becomes the operational backbone for what comes next.

2012

2016

2017-2018

2019

2020-2021

2023–2024

2025

2026

Today

The team behind Retired.com

Our team brings decades of experience across retirement, alternative investments, financial services, and technology.

Camilo Concha

Camilo Concha

Co-Founder & CEO

Johannes Haze

Co-Founder & CMO

Chris Kline

Co-Founder

Henry Yoshida

SVP and CFP

Custody, security & compliance partners

Regulated Trust Co.

Insured Custody

SOC 2 Audited

Cold Storage

The specifics, on the record

Trust is earned with transparency. Here's how Retired.com protects your retirement infrastructure.

Regulated custody

Digital Trust is a licensed trust company providing asset custody and related services.

Insurance coverage

Eligible custody arrangements may include coverage for covered security events, subject to policy terms and asset-specific limitations.

Institutional security

Cold storage, multi-signature approvals, independent controls, and ongoing security practices protect digital assets.

Asset segregation

Client assets are maintained separately from Retired.com's business assets under the applicable custody structure.

Ready to retire differently?

Book a free consultation with one of our alternative retirement specialists. We’ll show you what’s possible, walk you through your options, and help you take the next step — on your timeline.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.