Contact us at

Contact us at

FEES & SERVICES

Every Asset. Built Exclusively for Retirement.

Every Asset. Built Exclusively for Retirement.

Every Asset. Built Exclusively for Retirement.

1%

1%

Trading Fee¹

Trading Fee¹

PLUS

$50

$50

Monthly Account Fee

Monthly Account Fee

Everything you need for a secure retirement

Everything you need for a secure retirement

Everything you need for a secure retirement

Tax-advantaged investing, all in one place. Manage your entire financial future in one place. Built for retirement, not just investing.

Tax-advantaged investing, all in one place. Manage your entire financial future in one place. Built for retirement, not just investing.

What do these fees cover?²

IRA Setup & Funding Support

Guided self-directed IRA creation plus rollover and transfer assistance from an IRA specialist.

Dedicated Customer Support

Live, phone-based support from in-house IRA specialists for onboarding, account questions, and ongoing assistance.

Secure Digital Asset Custody³

Your assets are held by a licensed, regulated trust company using institutional-grade cold storage wallets.

Custody Insurance Coverage

Comprehensive insurance coverage through our custody partner, depending on the asset and custody solution selected.

Liquidity Provider Access

Trade execution through licensed, third-party liquidity providers, helping ensure secure and reliable transactions.

Platform & Technical Integrations

Proprietary integrations with our custodial partner ensure your digital assets are held properly inside your IRA.

Precious Metals Fees

Precious Metals Storage (Non-Segregated)

Precious Metals Storage (Non-Segregated)

$150

$150

Precious Metals Storage (Segregated)

Precious Metals Storage (Segregated)

$240

$240

Precious Metals Shipping

Precious Metals Shipping

Varies (based on weight, insurance, destination)

Varies (based on weight, insurance, destination)

(1) The trading fee covers the costs associated with executing your trades, including use of the trading platform and associated costs to ensure timely and secure processing.

(2) Fees are subject to change with written notice.

(3) Security, storage, and wallet providers may vary based on the asset chosen and custody solution available.


See the full Fee Disclosures at retired.com/policies/fee-disclosure.

(1) The trading fee covers the costs associated with executing your trades, including use of the trading platform and associated costs to ensure timely and secure processing.

(2) Fees are subject to change with written notice.

(3) Security, storage, and wallet providers may vary based on the asset chosen and custody solution available.


See the full Fee Disclosures at retired.com/policies/fee-disclosure.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.

Retired.com, LLC (“Retired.com”) is a technology platform that connects users with third-party custodians, digital wallet providers, cryptocurrency platforms, brokerage providers, and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment adviser, and does not provide investment, legal, or tax advice.

Investment advisory services offered through Retired Advisory, LLC, an SEC-registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired.com, LLC, Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly owned subsidiaries of WAO Fintech, LLC.

Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform.

Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

The information provided through the platform is general and educational in nature and should not be construed as legal, tax, investment, or other professional advice. Tax laws and regulations are complex and subject to change. While Retired.com believes the information presented is reliable, it does not guarantee its accuracy, completeness, or timeliness. To the fullest extent permitted by law, Retired.com disclaims liability arising from reliance on such information. Users should consult their own legal, tax, and financial advisers regarding their specific circumstances.

© 2026 Retired.com. All rights reserved. Retired.com™ and the Retired.com Logo are trademarks of Retired.com, LLC. All other trademarks and logos are the property of their respective owners.